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I0001-0041-0006
OK
I0001-0041-0007
The maximum remittance amount for the destination and delivery method selected above is [1] or [2].
I0001-0041-0008
You have a pending request. Please proceed with the deposit to finalize the process, or cancel it before placing a new one.
I0001-0041-0009
You have reached the maximum quantity of remittance allowed.
I0001-0041-0010
Your account is temporarily locked. Please contact customer service.
I0001-0041-0011
SIGN OUT
I0001-0041-0012
Brastel Remit Remittance Service
I0001-0041-0013
Brastel Remit is an international money transfer service from Japan. Registration is free and remittance requests can be made online anytime.
I0001-0041-0014
The Brastel Remit website undergoes daily and weekly routine maintenance as below: - Every morning from 04:20 until approximately 05:00. - Every Tuesday from 21:00 until the following day approximately at 06:00. During the maintenance period all features of the website cannot be accessed.
I0001-0041-0015
(OUT OF SERVICE)
I0001-0041-0016
By choosing MetroRemit, the remittance can be collected at the following points. Please note that the maximum remittance limit will vary depending on the collect point.
I0001-0041-0017
Click here for more information about Philippines CASH PICK UP GENERAL.
I0001-0041-0018
Philippines CASH PICK UP GENERAL service allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services in the Philippines: (Agents have been updated on 2017.02.28)
M Lhuillier (PHP50,000)
Cebuana Lhuillier (PHP30,000)
Palawan Pawnshop (PHP50,000)
Cash Pickup LBC Express (PHP50,000)
I0001-0041-0019
Click here for more information about Ria Financial Services Nigeria.
I0001-0041-0020
Ria Financial Services Nigeria allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
Access Bank Plc
Fidelity Bank Plc
Ecobank Nigeria
Skye Bank Plc
First Bank Of Nigeria Plc
I0001-0041-0021
Click here for more information about Ria Financial Services Cameroon.
I0001-0041-0022
Ria Financial Services Cameroon allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
Banque Atlantique Cameroun
ECPC Credit Populaire
Exchange House SARL
First Trust Savings And Loans
I0001-0041-0023
Click here for more information about Ria Financial Services Ghana.
I0001-0041-0024
Ria Financial Services Ghana allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
Access Bank Ghana Ltd
Agricultural Development Bank
Banque Sahelo-Saharienne Pour L Investissement Et Le Commerce
Cal Bank Limited
Capital Bank Limited
Ecobank Ghana
Energy Bank Ghana LTD
Express Funds International Ltd
Fbn Bank (Ghana) Limited
Fidelity Bank (Ghana) Limited
First Atlantic Bank
First National Savings Loans
GN Bank Company Limited
Guaranty Trust Bank (Ghana) Ltd
HFC Bank (Ghana) Limited
Unibank Limited Ghana
United Bank For Africa Ghana Limited
Universal Merchant Bank
UT Bank Ltd
Zenith Bank Ghana Limited
I0001-0041-0025
Click here for more information about Ria Financial Services Tanzania.
I0001-0041-0026
Ria Financial Services Tanzania allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
CRDB Bank PLC
ICB Tanzania
I0001-0041-0027
Click here for more information about Ria Financial Services Uganda.
I0001-0041-0028
Ria Financial Services Uganda allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
Cairo International Bank
Pay Uganda Limited
I0001-0041-0029
Click here for more information about Ria Financial Services Senegal.
I0001-0041-0030
Ria Financial Services Senegal allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
Banque Atlantique Senegal
Banque De L Habitat Du Senegal
Banque Des Institutions Mutualistes De L Afrique De L Ouest
Banque Islamique Du Senegal - ACEP
Banque Nationale Pour le Developpement Economique du Senegal
Banque Sahelo-Saharienne Pour L Investissement Et Le Commerce
Caisse National Credit Agricole
Ecobank Senegal Agents
Ecobank Senegal
ICB Senegal
La Poste Du Senegal
United Bank For Africa
I0001-0041-0031
Click here for more information about China Union Pay service.
I0001-0041-0032
・China Union Pay service allows sending money to any China Union Pay card. ・The recipient must hold Chinese citizenship. ・The minimum transaction amount to China Union Pay is CNY 50. If remittance request is made below this amount, the request will be automatically cancelled. Furthermore, for China Union Pay the remittance amount limit is up to 100,000 JPY. ・The recipient name must be in the order of First name, Last name.
I0001-0041-0033
Click here for more information about Ria Financial Services Togo.
I0001-0041-0034
Ria Financial Services Togo allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
Banque Atlantique Togo
Banque Populaire Pour L Epargne Et Le Credit
Banque Sahelo-Saharienne Pour L Investissement Et Le Commerce
Banque Togolaise Pour Le Commerce Et LIndustrie
La Poste Du Togo
Omega Services
Orabank Togo
I0001-0041-0035
Click here for more information about Ria Financial Services Mali.
I0001-0041-0036
Ria Financial Services Mali allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
Banque Atlantique Du Mali
Banque Sahelo-Saharienne Pour L Investissement Et Le Commerce
Coris Bank International
Ecobank Mali
Orabank Mali
I0001-0041-0037
Click here for more information about Ria Financial Services Kenya.
I0001-0041-0038
Ria Financial Services Kenya allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
African Banking Corporation Limited
FSI Capital Ltd
Kenya Commercial Bank
Kenya Post Office Savings Bank
I0001-0041-0039
Click here for more information about Ria Financial Services Ivory Coast.
I0001-0041-0040
Ria Financial Services Ivory Coast allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
Banque Atlantique Cote d Ivoire
Banque De L Habitat De Cote D Ivoire
Banque Nationale D Investissement
Banque Sahelo-Saharienne Pour L Investissement Et Le Commerce
Caisse D Epargne
Coris Bank International
NSIA Banque-Cote d Ivoire
World Money Transactions
Orabank Cote D'Ivoire
I0001-0041-0041
Click here for more information about Ria Financial Services Ethiopia.
I0001-0041-0042
Ria Financial Services Ethiopia allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
Abay Bank SC
Addis International Bank
Atlantic International Bank
Awash International Bank S C
Bank Of Abyssinia
Berhan International Bank
Cooperative Bank of Oromia
Debub Global Bank Sc
Enat Bank S C
Nib International Bank S C
Oromia International Bank SC
United Bank of Ethiopia
Wegagen Bank Sc
I0001-0041-0043
Click here for more information about Ria Financial Services Burkina Faso.
I0001-0041-0044
Ria Financial Services Burkina Faso allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
Banque Atlantique Burkina Faso
Banque Sahelo-Saharienne Pour L Investissement Et Le Commerce
BCD-B Telecash
Coris Bank International
Orabank Burkina Faso
Societe Nationale Des Postes(SONAPOST)
I0001-0041-0045
Click here for important information about minimum remittance amount for Laos Cash Pickup in USD.
I0001-0041-0046
The minimum remittance amount for Laos Cash Pickup is USD 100.00. Please note that the transaction may be rejected if the transfer amount does not reach the minimum remittance amount allowed.
I0001-0041-0047
Click here for more information about Ria Financial Services Congo Democratic Republic (USD).
I0001-0041-0048
Ria Financial Services Congo Democratic Republic (USD) allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
Malu Transfert
Sofibanque Sarl
I0001-0041-0049
Click here for more information about Ria Financial Services Benin.
I0001-0041-0050
Ria Financial Services Benin allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
Banque Atlantique Benin
Banque Sahelo-Saharienne Pour L'Investissement Et Le Commerce
La Poste Du Benin S A
Orabank Benin
Stallion Securities Exchange
I0001-0041-0051
Ria Financial Services Ukraine allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
Privatbank
Ukrgasbank JSB
Ukrainian Financial Group
Credit Dnepr Bank PJSC
Kredobank Ojsc
Universal Bank
VS Bank PJSC
Oschadbank (USD only)
I0001-0041-0052
Click here for more information about Ria Financial Services Ukraine.
I0001-0041-0053
Click here for more information about Ria Financial Services Georgia
I0001-0041-0054
Ria Financial Services Georgia allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
Bank of Georgia (Sakartvelos Banki Bank Gruzii)
JSC Capital Bank
Jsc Mfo Alpha Express
JSC TBC Bank
Kor Standard Bank JSC
Liberty Bank JSC (People's Bank of Georgia)
MFO Rico Express
MFO Rival Credit
I0001-0041-0055
Click here for more information about Ria Financial Services Israel
I0001-0041-0056
Ria Financial Services Israel allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
Albercom LTD
Money Change International Ltd
STB Union
I0001-0041-0057
Click here for more information about Ria Financial Services Moldova
I0001-0041-0058
Ria Financial Services Moldova allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
Comertbank J S C
Energbank JSC
EuroCreditBank
FinComBank S A
Moldindconbank SA
Victoriabank
I0001-0041-0059
OCB Open Cash Pickup Service allows delivery for any bank in Vietnam. Click here for more details.
I0001-0041-0060
Vietnam OCB Open Cash Pickup Service allows delivery for any bank in Vietnam. The recipient will be receiving a call from OCB staff so please make sure to register the recipient's phone number.
I0001-0041-0061
Click here for more information about CG Money.
I0001-0041-0062
CG Money allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
CITIZENS BANK INTERNATIONAL LTD
CIVIC DEVELOPMENT BANK LTD
EVEREST BANK LTD
EXCEL DEVELOPMENT BANK
GORKHA DEVELOPMENT BANK
MACHHAPUCHCHHRE BANK LTD
MITERI DEVELOPMENT BANK
NABIL BANK LTD
NEPAL INVESTMENT BANK LTD
NIC ASIA BANK LTD
PATHIVARA BIKASH BANK
RASTRIYA BANIJYA BANK LTD
SANIMA BANK LTD
SHINE RESUNGA DEVELPOMENT BANK
SUNRISE BANK LTD
I0001-0041-0063
Click here for more information about China Bank Transfer
I0001-0041-0064
The minimum transaction amount to China Bank Transfer is CNY 5,000. If remittance request is made below this amount, the request will be automatically cancelled.
I0001-0041-0065
Click here for more information about Bangladesh bKash.
I0001-0041-0066
Information about Bangladesh bKash: Note 1: no processing on every Fridays and Saturdays, due to partner rules. Transactions received before 2pm (Bangladesh time) will be processed within the same day. Transactions received after 2pm (Bangladesh time) will be processed next working day Note 2: ・Maximum amount per transaction is BDT 25,000 ・Minimum amount per transaction is BDT 50 ・bKash customer can keep a maximum amount of BDT150,000 in his/her bKash Account at any moment. For example, if a user has BDT50,000 in his/her bKash Account, a maximum amount of BDT100,000 can be remitted to that specific bKash Account.
I0001-0041-0067
Important information when sending money to Muthoot Finance
I0001-0041-0068
If the transaction amount is more than INR 50,000, a cheque will be issued to recipient instead.
I0001-0041-0069
Click here for more information about Pakistan Jazzcash (Mobicash).
I0001-0041-0070
Jazzcash (Mobicash) m-wallet user can choose to "cash-out" their fund in the wallet with Mobicash agents. (Up to PKR 300,000 per transaction)
Operating hours for all available cash-pickup locations differ, however normal business hours 9am - 5pm Monday - Friday (Pakistan timezone) is generally available.
I0001-0041-0071
Click here for more information about Ria Financial Services Gambia
I0001-0041-0072
Ria Financial Services Gambia allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
Arab Gambia Islamic Bank Ltd
Bayba Financial Service
Ecobank Gambia
FBNBank Gambia
First International Bank Gambia Ltd
Investment Services International Gambia
Keystone Bank Limited
Reliance Financial Services
Skye Bank Gambia
Zenith Bank Gambia
I0001-0041-0073
Click here for more information about Ria Financial Services Jordan
I0001-0041-0074
Ria Financial Services Jordan allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
Saudi Exchange Est
I0001-0041-0075
Click here for more information about Ria Financial Services Tajikistan (USD)
I0001-0041-0076
Ria Financial Services Tajikistan (USD) allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
CJSC Spitamen Bank
NKO AO Leader
Sohibcorbank OJSC
I0001-0041-0077
Click here for more information about Ria Financial Services Madagascar
I0001-0041-0078
Ria Financial Services Madagascar allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
Banque Des Mascareignes
SIPEM Banque
I0001-0041-0079
Click here for more information about Blue Diamond
I0001-0041-0080
Blue Diamond allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services:
Golomt Bank
State Bank LLC
Khan Bank LLC
Trade and Development bank
I0001-0041-0081
JME Remit – Pickup center for 75 districts with 2100+ agent locations
I0001-0041-0082
Click here for more information about JME Remit
I0001-0041-0083
Click here for more information about Himalayan Bank Ltd
I0001-0041-0084
Himalayan Bank Ltd branches or Himal Remit Pickup Agent – 7100+ agent locations
I0001-0041-0085
Click here for more information about STATE BANK OF INDIA.
I0001-0041-0086
STATE BANK OF INDIA had merged with the following banks:
STATE BANK OF BIKANER AND JAIPUR
STATE BANK OF MYSORE
STATE BANK OF PATIALA
STATE BANK OF TRAVANCORE
STATE BANK OF HYDERABAD
Please check with your bank to find out your new branch code and names.
I0001-0041-0087
Home Delivery Disclaimer
I0001-0041-0088
* Home Delivery Outside Coverage Areas: Cao Bang, BacKan, Dien Bien, Ha Giang, Lai Chau, Lang Son, Lao Cai, Tuyen Quang, Son La, Yen Bai, Islands and some other remote areas.
** Any dispute regarding the delivery of the remittance must be submitted to Brastel by phone or email within 5 business days from the day the remittance is processed.
I0001-0041-0089
Click here for more information about Ria Financial Services Myanmar.
I0001-0041-0090
Ria Financial Services Myanmar
Ria Financial Services Myanmar allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services: 1. Asia Green Development Bank 2. Ayeyarwady Bank 3. Co-Operative Bank Ltd (C B) 4. Myanma Economic Bank 5. Myanmar Citizen Bank Ltd
I0001-0041-0091
Click here for more information about Ria Financial Services Liberia.
I0001-0041-0092
Ria Financial Services Liberia
Ria Financial Services Liberia allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services: 1. Access Bank Liberia 2. Ecobank Liberia 3. International Bank Liberia 4. Ria Open Payment Network
I0001-0041-0093
Click here for more information about Ria Financial Services Sierra Leone.
I0001-0041-0094
Ria Financial Services Sierra Leone
Ria Financial Services Sierra Leone allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services: 1. Afro International Limited 2. FBNBank (Sierra Leone) Ltd 3. Jalloh Enterprise Ltd 4. Ria Open Payment Network 5. Wickburn Foreign Exchange
I0001-0041-0095
Click here for more information about Ria Financial Services Algeria.
I0001-0041-0096
Ria Financial Services Algeria
Ria Financial Services Algeria allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services: 1. Xpress Money Services Limited
I0001-0041-0097
Click here for more information about Brazil Cash Pick Up Banco Santander
I0001-0041-0098
The beneficiary need to have a valid photo ID + CPF card.
I0001-0041-0099
Click here for more information about RIA Financial Services United States.
I0001-0041-0100
RIA Financial Service United States allows the recipient to pick up the remitted amount at Wal-Mart Stores Inc. outlet in the USA
I0001-0041-0101
Click here for more information about Ria Financial Services Thailand.
I0001-0041-0102
Ria Financial Services Thailand
Ria Financial Services Thailand allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services: 1. Government Savings Bank 2. Kiatnakin Bank Public Company Ltd 3. Ria Open Payment Network 4. Siam Commercial Bank
I0001-0041-0103
Click here for more information about UAE Cash Pick Up Open Payment.
I0001-0041-0104
UAE Cash Pick Up Open Payment
UAE Cash Pick UP Open Payment allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services: 1. Al Ghurair International Exchange 2. Al Fuad Exchange 3. Al Ghurair Exchange L.L.C. 4. Al Mona Exchange Co. 5. Al Rostamani International Exchange 6. Alukkas Exchange 7. Habib Exchange Co. LLC 8. Malik Exchange
I0001-0041-0105
Click here for more information about Ria Financial Services Armenia (USD).
I0001-0041-0106
Ria Financial Services Armenia (USD)
Ria Financial Services Armenia (USD) allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services: 1. ACBA - Credit Agricole Bank Cjsc 2. Anelik Bank CJSC 3. Araratbank Ojsc 4. Ardshinbank 5. Armbusinessbank Cjsc 6. Armeconombank OSJC 7. Evocabank CJSC 8. HayPost CJSC 9. MoneyTun LLC 10. Ria Open Payment Network
I0001-0041-0107
Click here for more information about Ria Financial Services Armenia (EUR).
I0001-0041-0108
Ria Financial Services Armenia (EUR)
Ria Financial Services Armenia (EUR) allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services: 1. ACBA - Credit Agricole Bank Cjsc 2. Anelik Bank CJSC 3. Araratbank Ojsc 4. Ardshinbank 5. Armbusinessbank Cjsc 6. Armeconombank OSJC 7. Evocabank CJSC 8. HayPost CJSC 9. MoneyTun LLC 10. Ria Open Payment Network
I0001-0041-0109
Click here for more information about Ria Financial Services Rwanda.
I0001-0041-0110
Ria Financial Services Rwanda
Ria Financial Services Rwanda allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services: 1. Ecobank Rwanda 2. Guaranty Trust Bank (Rwanda) Ltd 3. Urwego Opportunity Bank S A 4. KCB Rwanda Ltd 5. Ria Open Payment Network
I0001-0041-0111
Click here for more information about South Korea Bank Transfer
I0001-0041-0112
Important: Recipient may receive a link into their mobile phone requiring to verify the recipient's identity in prior to receive the money successfully for the first time only
Maximum per Transaction KRW 1,000,000.00 Minimum per Transaction KRW 30,000.00 Maximum per Year USD 30,000.00 equivalent KRW Note: Amount above KRW 10,000,000.00 accumulated per day will require additional documents.
I0001-0041-0113
Click here for more information about Pakistan Cash Pick Up
I0001-0041-0114
Minimum transaction limit: PKR 3,500 [whichever equivalent to USD 30]
I0001-0041-0115
Click here for more information about Thailand Bank Transfer
I0001-0041-0116
Minimum transaction limit: THB 950 [whichever equivalent to USD 30]
I0001-0041-0117
Click here for more information about China UnionPay Bank Card Transfer
I0001-0041-0118
Minimum transaction limit: USD 30
Maximum transaction limit: -USD 5,000 per transaction -USD 10,000 per beneficiary person per day -USD 50,000 per beneficiary person per year
Supported China UnionPay banks in China: - Debit Card/Credit Card: Industrial and Commercial Bank of China Limited, Bank of China - Debit Card: China Construction Bank, Bank of Communications, China Everbright Bank, Hua Xia Bank, Harbin Bank, Fujian Rural Credit Cooperative, Linshang Bank, Hunan Rural Credit Cooperative, Qinghai Rural Credit Cooperative, Guangdong Rural Credit Cooperative, Henan Rural Credit Cooperative. - Credit Card: Bank of Shanghai
Note: Valid only for UnionPay debit card number starting with 6, 62 or only 955880/955881/955882/955888 issued by ICBC China The list of banks may change at any time without previous notice
I0001-0041-0119
Click here for more information about Ria Financial Services Chile.
I0001-0041-0120
Ria Financial Services Chile
Ria Financial Services Chile allows the recipient to pick up the remitted amount at any outlet belonging to the following cash pickup services: 1. Turbus 2. Ria Open Payment Network
I0001-0041-0121
High Risk States / Turkey
I0001-0041-0122
Mersin
I0001-0041-0123
Adana
I0001-0041-0124
Antakya
I0001-0041-0125
Kilis
I0001-0041-0126
Gaziantep
I0001-0041-0127
Şanlıurfa
I0001-0041-0128
Mardin
I0001-0041-0129
Şırnak
I0001-0041-0130
Hakkari
I0001-0041-0131
Osmaniye
I0001-0041-0132
Adiyaman
I0001-0041-0133
Diyarbakir
I0001-0041-0134
Batman
I0001-0041-0135
Siirt
I0001-0041-0136
Bitlis
I0001-0041-0137
Van
I0001-0041-0138
High Risk States
I0001-0041-0139
Sender/Beneficiary cannot send/receive more than 1200 EUR* (or equivalent in TRY) within 30 days.
*1,200 EUR transfer fees are excluded
I0001-0041-0140
ON
I0001-0041-0141
ON,COVID-19
I0001-0041-0142
Click here for more information about Ria Open Payment
I0001-0041-0143
Recipients can collect the money from: 1. Agrobank JSCB 2. Uzbek Industrial and Construction bank JSCB 3. Qishloq Qurilish Bank JSCB 4. Aloqabank 5. Microcreditbank
Director General of Kanto Financial Bureau: No. 00016
I0001-0067-0001
DECLARATION AGAINST ANTI-SOCIAL FORCES
I0001-0067-0002
I shall not object to your taking such measures, without prior notice, as restricting or terminating my access to the Services you offer, or your cancelling my membership with BRASTEL REMIT if you have reason to believe that I am either of the listed in L1 or have engaged in any prohibited activity described in L2. I shall be fully responsible for any loss or damage incurred as a result of the above measures you may take.
I0001-0067-0003
L1. I hereby declare that I neither am nor will be:
I0001-0067-0004
Representing an organized crime syndicate.
I0001-0067-0005
A member of an organized crime syndicate.
I0001-0067-0006
Party to an organized crime syndicate.
I0001-0067-0007
A corporate related to such a syndicate.
I0001-0067-0008
A threat to the security of civic life; capable of resorting to violence and illegal activity in the pursuit of illicit gains from corporations and other business bodies.
I0001-0067-0009
A threat to the security of civic life; capable of resorting to violence and illegal activity in the pursuit of illicit gains in conjunction with social movements or political activity.
I0001-0067-0010
A central figure or group masterminding unjust plot and activity by drawing on either the relation with or the financial power of an organized syndicate, or
I0001-0067-0011
An individual or a group suspected as one of the above.
I0001-0067-0012
L2. I hereby declare that I shall never, directly or indirectly, resort to:
I0001-0067-0013
A violent demand.
I0001-0067-0014
An unreasonable demand that exceeds my legal rights.
I0001-0067-0015
A threatening action or violence against your staff and employees.
I0001-0067-0016
Spreading rumor and by either using fraudulent means or committing assault or intimidation, damage your good will or sabotage your business activities.